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ZiBfY ZiBfY

AGREEMENT TO TERMS

These Terms of Use establish a legally binding agreement between you (whether as an individual or on behalf of an entity, “you”) and ZiBfY (“Company,” “we,” “us,” or “our”), governing your access to and use of the www.zibfy.com website, along with any other connected media form, media channel, mobile website, or mobile application (collectively, the “Site”). By accessing the Site, you affirm that you have read, comprehended, and consent to abide by all these Terms of Use. IF YOU DO NOT AGREE TO ALL THESE TERMS OF USE, YOU ARE EXPRESSLY PROHIBITED FROM USING THE SITE, AND YOU MUST DISCONTINUE USE IMMEDIATELY.

Supplemental Terms and Modifications

Additional terms or documents posted on the Site from time to time are expressly incorporated into these Terms of Use. We retain the right, at our sole discretion, to modify or amend these Terms of Use at any time and for any reason. Notification of changes will be provided by updating the “Last Updated” date, and you waive the right to receive specific notice for each change. It is your responsibility to regularly review these Terms of Use to stay informed about updates. Your continued use of the Site after the posting of any revised Terms of Use indicates your acceptance of such changes.

Applicability of Information

The information on the Site is not intended for distribution or use by any person or entity in any jurisdiction or country where such distribution or use would violate law or regulation, or impose registration requirements on us within that jurisdiction or country. Individuals accessing the Site from other locations do so voluntarily and are solely responsible for compliance with local laws, where applicable.

Age Restriction and Intellectual Property Rights

The Site is intended for users aged 18 and above. Individuals under 18 are not permitted to use or register for the Site.

Intellectual Property Rights

The Site, unless stated otherwise, is our exclusive property. All Content (source code, databases, functionality, software, designs, audio, video, text, photographs, graphics) and Marks (trademarks, service marks, logos) on the Site are owned or controlled by us or licensed to us. These are protected by copyright, trademark, and other intellectual property rights laws. The Content and Marks are provided on the Site “AS IS” for your personal use only. Without our express written permission, no part of the Site, Content, or Marks may be exploited for any commercial purpose, including copying, reproducing, aggregating, republishing, uploading, posting, publicly displaying, encoding, translating, transmitting, distributing, selling, or licensing.

Eligible users are granted a limited license to access and use the Site, downloading or printing a copy of the Content for personal, non-commercial use only. We retain all rights not expressly granted to users in relation to the Site, Content, and Marks.

User Representations

By using the Site, you represent and warrant that:

  1. All registration information is true, accurate, current, and complete.
  2. You will maintain and promptly update accurate registration information.
  3. You possess legal capacity and agree to comply with these Terms of Use.
  4. You are not a minor in your jurisdiction.
  5. You will not access the Site through automated or non-human means.
  6. You will not use the Site for any illegal or unauthorized purpose.
  7. Your use of the Site will not violate any applicable law or regulation.

Providing untrue, inaccurate, outdated, or incomplete information may lead to the suspension or termination of your account and refusal of current or future Site use.

User Registration and Fees

User Registration: You may need to register with the Site, keeping your password confidential. You are responsible for all activities on your account. We reserve the right to change inappropriate, obscene, or objectionable usernames.

Fees and Payment: Accepted payment methods include PayPal, Visa, American Express, Mastercard, and Discover. Some services may require payment, and you agree to provide accurate purchase and account information. Keep payment details updated. Prices may change, and charges will be in U.S. dollars. You authorize recurring charges for subscriptions until canceled. We reserve the right to correct pricing errors and refuse orders.

Cancellation: All purchases are non-refundable. Cancel subscriptions anytime, effective at the end of the current paid term. Automatic renewal occurs one month or one year after purchase. Users can cancel before renewal. If canceled, or due to payment issues, access to subscription content/tools ends after the paid period. To cancel auto-renewal, use the Unsubscribe button in the Pricing screen.

Refunds and Returns: No refunds for digital products once confirmed and sent. Exceptions may apply if required by law or if the Service significantly differs from the description provided on official channels. For concerns, contact help@zibfy.com.

Prohibited Activities: Use the Site only for its intended purpose. Commercial use, unless endorsed or approved by us, is prohibited.

As a user of the Site, you agree not to:

  1. Systematically retrieve data or content from the Site without written permission to create compilations, databases, or directories.
  2. Make unauthorized use of the Site, including collecting user information for unsolicited emails or creating accounts under false pretenses.
  3. Use buying agents to make purchases on the Site.
  4. Circumvent or interfere with security features of the Site.
  5. Engage in unauthorized framing or linking to the Site.
  6. Trick, defraud, or mislead us or other users, especially in attempts to obtain sensitive account information.
  7. Improperly use support services or submit false reports.
  8. Engage in automated use, such as sending automated comments or messages or using data mining tools.
  9. Interfere with the normal functioning of the Site.
  10. Attempt to impersonate another user or person.
  11. Sell or transfer your profile.
  12. Use information from the Site to harass, abuse, or harm others.
  13. Use the Site for competitive purposes or any revenue-generating enterprise.
  14. Reverse engineer or attempt to decipher the Site’s software.
  15. Attempt to bypass measures preventing access to the Site.
  16. Harass, annoy, intimidate, or threaten Site employees or agents.
  17. Delete copyright or proprietary rights notices from any Content.
  18. Copy or adapt the Site’s software code.
  19. Upload viruses, Trojan horses, or other disruptive material.
  20. Transmit any material acting as an information collection or transmission mechanism (e.g., spyware).
  21. Use automated systems like spiders, robots, or scrapers without authorization.
  22. Disparage or harm us and/or the Site.
  23. Use the Site in violation of applicable laws or regulations.

USER GENERATED CONTRIBUTIONS

The Site may provide opportunities to contribute to blogs, message boards, forums, and other functionalities, allowing you to create, submit, post, display, transmit, perform, publish, distribute, or broadcast content and materials (collectively, “Contributions”). Contributions may be visible to other users and through third-party websites, treating them as non-confidential and non-proprietary. By creating Contributions, you represent and warrant that:

  1. Your Contributions do not infringe third-party proprietary rights.
  2. You own or have necessary licenses, rights, consents, releases, and permissions for Contributions.
  3. You have written consent for the use of identifiable individuals’ names or likenesses in Contributions.
  4. Your Contributions are accurate and not misleading.
  5. Contributions are not unsolicited advertising, promotional materials, pyramid schemes, spam, or solicitation.
  6. Contributions are not objectionable, obscene, violent, harassing, or otherwise inappropriate.
  7. Contributions do not ridicule, mock, disparage, intimidate, or abuse.
  8. Contributions do not advocate violence or threaten harm.
  9. Contributions comply with applicable laws, regulations, and rules.
  10. Contributions do not violate privacy or publicity rights.
  11. Contributions do not solicit personal information from or exploit individuals under 18.
  12. Contributions do not violate laws concerning child pornography.
  13. Contributions avoid offensive comments based on race, origin, gender, sexual preference, or physical handicap.
  14. Contributions comply with these Terms of Use and applicable laws.

Violation may result in termination or suspension of your Site usage rights.

CONTRIBUTION LICENSE

User Contributions and License:

By posting your Contributions on the Site or linking your account to social networking accounts, you automatically grant us an unrestricted, irrevocable, non-exclusive, worldwide license to use, copy, disclose, sell, publish, broadcast, and distribute your Contributions for any purpose, commercial or otherwise. This includes the right to create derivative works and sublicense others. The license applies to any media format, technology, or channels.

This license covers your name, company name, franchise name, trademarks, service marks, trade names, logos, and personal and commercial images provided by you. You waive moral rights in your Contributions, and you confirm no moral rights have been asserted.

You retain full ownership and intellectual property rights of your Contributions. We are not liable for any statements or representations in your Contributions. You agree to release us from any responsibility and legal action related to your Contributions.

We reserve the right to edit, re-categorize, or delete Contributions at our discretion, without notice, and have no obligation to monitor them.

SOCIAL MEDIA

As part of the functionality of the Site, you may link your account with online accounts you have with third-party service providers (each such account, a “Third-Party Account”) by either: (1) providing your Third-Party Account login information through the Site; or (2) allowing us to access your Third-Party Account, as is permitted under the applicable terms and conditions that govern your use of each Third-Party Account. You represent and warrant that you are entitled to disclose your Third-Party Account login information to us and/or grant us access to your Third-Party Account, without breach by you of any of the terms and conditions that govern your use of the applicable Third-Party Account, and without obligating us to pay any fees or making us subject to any usage limitations imposed by the third-party service provider of the Third-Party Account. By granting us access to any Third-Party Accounts, you understand that (1) we may access, make available, and store (if applicable) any content that you have provided to and stored in your Third-Party Account (the “Social Network Content”) so that it is available on and through the Site via your account, including without limitation any friend lists and (2) we may submit to and receive from your Third-Party Account additional information to the extent you are notified when you link your account with the Third-Party Account. Depending on the Third-Party Accounts you choose and subject to the privacy settings that you have set in such Third-Party Accounts, personally identifiable information that you post to your Third-Party Accounts may be available on and through your account on the Site. Please note that if a Third-Party Account or associated service becomes unavailable or our access to such Third-Party Account is terminated by the third-party service provider, then Social Network Content may no longer be available on and through the Site. You will have the ability to disable the connection between your account on the Site and your Third-Party Accounts at any time. PLEASE NOTE THAT YOUR RELATIONSHIP WITH THE THIRD-PARTY SERVICE PROVIDERS ASSOCIATED WITH YOUR THIRD-PARTY ACCOUNTS IS GOVERNED SOLELY BY YOUR AGREEMENT(S) WITH SUCH THIRD-PARTY SERVICE PROVIDERS. We make no effort to review any Social Network Content for any purpose, including but not limited to, for accuracy, legality, or non-infringement, and we are not responsible for any Social Network Content. You acknowledge and agree that we may access your email address book associated with a Third-Party Account and your contacts list stored on your mobile device or tablet computer solely for purposes of identifying and informing you of those contacts who have also registered to use the Site. You can deactivate the connection between the Site and your Third-Party Account by contacting us using the contact information below or through your account settings (if applicable). We will attempt to delete any information stored on our servers that was obtained through such Third-Party Account, except the username and profile picture that become associated with your account.

SUBMISSIONS

You acknowledge and agree that any questions, comments, suggestions, ideas, feedback, or other information regarding the Site (“Submissions”) provided by you to us are non-confidential and shall become our sole property. We shall own exclusive rights, including all intellectual property rights, and shall be entitled to the unrestricted use and dissemination of these Submissions for any lawful purpose, commercial or otherwise, without acknowledgment or compensation to you. You hereby waive all moral rights to any such Submissions, and you hereby warrant that any such Submissions are original with you or that you have the right to submit such Submissions. You agree there shall be no recourse against us for any alleged or actual infringement or misappropriation of any proprietary right in your Submissions.

U.S. GOVERNMENT RIGHTS

Our services are “commercial items” as defined in Federal Acquisition Regulation (“FAR”) 2.101. If our services are acquired by or on behalf of any agency not within the Department of Defense (“DOD”), our services are subject to the terms of these Terms of Use in accordance with FAR 12.212 (for computer software) and FAR 12.211 (for technical data). If our services are acquired by or on behalf of any agency within the Department of Defense, our services are subject to the terms of these Terms of Use in accordance with Defense Federal Acquisition Regulation (“DFARS”) 227.7202‑3. In addition, DFARS 252.227‑7015 applies to technical data acquired by the DOD. This U.S. Government Rights clause is in lieu of, and supersedes, any other FAR, DFARS, or other clause or provision that addresses government rights in computer software or technical data under these Terms of Use.

SITE MANAGEMENT

We reserve the right, but not the obligation, to: (1) monitor the Site for violations of these Terms of Use; (2) take appropriate legal action against anyone who, in our sole discretion, violates the law or these Terms of Use, including without limitation, reporting such user to law enforcement authorities; (3) in our sole discretion and without limitation, refuse, restrict access to, limit the availability of, or disable (to the extent technologically feasible) any of your Contributions or any portion thereof; (4) in our sole discretion and without limitation, notice, or liability, to remove from the Site or otherwise disable all files and content that are excessive in size or are in any way burdensome to our systems; and (5) otherwise manage the Site in a manner designed to protect our rights and property and to facilitate the proper functioning of the Site.

PRIVACY POLICY

We care about data privacy and security. Please review our Privacy Policy: https://zibfy.com/privacy-policy/. By using the Site, you agree to be bound by our Privacy Policy, which is incorporated into these Terms of Use. Please be advised the Site is hosted in the United States. If you access the Site from the European Union, Asia, or any other region of the world with laws or other requirements governing personal data collection, use, or disclosure that differ from applicable laws in the United States, then through your continued use of the Site,you are transferring your data to the United States, and you expressly consent to have your data transferred to and processed in the United States.Further, we do not knowingly accept, request, or solicit information from children or knowingly market to children. Therefore, in accordance with the U.S. Children’s Online Privacy Protection Act, if we receive actual knowledge that anyone under the age of 13 has provided personal information to us without the requisite and verifiable parental consent, we will delete that information from the Site as quickly as is reasonably practical.

COPYRIGHT INFRINGEMENTS

We respect the intellectual property rights of others. If you believe that any material available on or through the Site infringes upon any copyright you own or control, please immediately notify us using the contact information provided below (a “Notification”). A copy of your Notification will be sent to the person who posted or stored the material addressed in the Notification. Please be advised that pursuant to federal law you may be held liable for damages if you make material misrepresentations in a Notification. Thus, if you are not sure that material located on or linked to by the Site infringes your copyright, you should consider first contacting an attorney.

TERM AND TERMINATION

These Terms of Use shall remain in full force and effect while you use the Site. WITHOUT LIMITING ANY OTHER PROVISION OF THESE TERMS OF USE, WE RESERVE THE RIGHT TO, IN OUR SOLE DISCRETION AND WITHOUT NOTICE OR LIABILITY, DENY ACCESS TO AND USE OF THE SITE (INCLUDING BLOCKING CERTAIN IP ADDRESSES), TO ANY PERSON FOR ANY REASON OR FOR NO REASON, INCLUDING WITHOUT LIMITATION FOR BREACH OF ANY REPRESENTATION, WARRANTY, OR COVENANT CONTAINED IN THESE TERMS OF USE OR OF ANY APPLICABLE LAW OR REGULATION. WE MAY TERMINATE YOUR USE OR PARTICIPATION IN THE SITE OR DELETE YOUR ACCOUNT AND ANY CONTENT OR INFORMATION THAT YOU POSTED AT ANY TIME, WITHOUT WARNING, IN OUR SOLE DISCRETION.

If we terminate or suspend your account for any reason, you are prohibited from registering and creating a new account under your name, a fake or borrowed name, or the name of any third party, even if you may be acting on behalf of the third party. In addition to terminating or suspending your account, we reserve the right to take appropriate legal action, including without limitation pursuing civil, criminal, and injunctive redress.

MODIFICATIONS AND INTERRUPTIONS

We reserve the right to change, modify, or remove the contents of the Site at any time or for any reason at our sole discretion without notice. However, we have no obligation to update any information on our Site. We also reserve the right to modify or discontinue all or part of the Site without notice at any time. We will not be liable to you or any third party for any modification, price change, suspension, or discontinuance of the Site.

We cannot guarantee the Site will be available at all times. We may experience hardware, software, or other problems or need to perform maintenance related to the Site, resulting in interruptions, delays, or errors. We reserve the right to change, revise, update, suspend, discontinue, or otherwise modify the Site at any time or for any reason without notice to you. You agree that we have no liability whatsoever for any loss, damage, or inconvenience caused by your inability to access or use the Site during any downtime or discontinuance of the Site. Nothing in these Terms of Use will be construed to obligate us to maintain and support the Site or to supply any corrections, updates, or releases in connection therewith.

GOVERNING LAW

These Terms of Use and your use of the Site are governed by and construed in accordance with the laws of the State of __________applicable to agreements made and to be entirely performed within the State of __________, without regard to its conflict of law principles.

DISPUTE RESOLUTION

Informal Negotiations

To expedite resolution and control the cost of any dispute, controversy, or claim related to these Terms of Use (each a “Dispute” and collectively, the “Disputes”) brought by either you or us (individually, a “Party” and collectively, the “Parties”), the Parties agree to first attempt to negotiate any Dispute (except those Disputes expressly provided below) informally for at least sixty (60) days before initiating arbitration. Such informal negotiations commence upon written notice from one Party to the other Party.

Binding Arbitration

If the Parties are unable to resolve a Dispute through informal negotiations, the Dispute (except those Disputes expressly excluded below) will be finally and exclusively resolved by binding arbitration. YOU UNDERSTAND THAT WITHOUT THIS PROVISION, YOU WOULD HAVE THE RIGHT TO SUE IN COURT AND HAVE A JURY TRIAL. The arbitration shall be commenced and conducted under the Commercial Arbitration Rules of the American Arbitration Association (“AAA”) and, where appropriate, the AAA’s Supplementary Procedures for Consumer Related Disputes (“AAA Consumer Rules”), both of which are available at the AAA website www.adr.org. Your arbitration fees and your share of arbitrator compensation shall be governed by the AAA Consumer Rules and, where appropriate, limited by the AAA Consumer Rules. The arbitration may be conducted in person, through the submission of documents, by phone, or online. The arbitrator will make a decision in writing, but need not provide a statement of reasons unless requested by either Party. The arbitrator must follow applicable law, and any award may be challenged if the arbitrator fails to do so. Except where otherwise required by the applicable AAA rules or applicable law, the arbitration will take place in India County, __________. Except as otherwise provided herein, the Parties may litigate in court to compel arbitration, stay proceedings pending arbitration, or to confirm, modify, vacate, or enter judgment on the award entered by the arbitrator.

If for any reason, a Dispute proceeds in court rather than arbitration, the Dispute shall be commenced or prosecuted in the state and federal courts located in India County,__________,and the Parties hereby consent to, and waive all defenses of lack of personal jurisdiction, and forum non convenience with respect to venue and jurisdiction in such state and federal courts. Application of the United Nations Convention on Contracts for the International Sale of Goods and the the Uniform Computer Information Transaction Act (UCITA) are excluded from these Terms of Use.

If this provision is found to be illegal or unenforceable, then neither Party will elect to arbitrate any Dispute falling within that portion of this provision found to be illegal or unenforceable and such Dispute shall be decided by a court of competent jurisdiction within the courts listed for jurisdiction above, and the Parties agree to submit to the personal jurisdiction of that court.

Restrictions

The Parties agree that any arbitration shall be limited to the Dispute between the Parties individually. To the full extent permitted by law, (a) no arbitration shall be joined with any other proceeding; (b) there is no right or authority for any Dispute to be arbitrated on a class-action basis or to utilize class action procedures; and (c) there is no right or authority for any Dispute to be brought in a purported representative capacity on behalf of the general public or any other persons.

Exceptions to Informal Negotiations and Arbitration

The Parties agree that the following Disputes are not subject to the above provisions concerning informal negotiations and binding arbitration: (a) any Disputes seeking to enforce or protect, or concerning the validity of, any of the intellectual property rights of a Party; (b) any Dispute related to, or arising from, allegations of theft, piracy, invasion of privacy, or unauthorized use; and (c) any claim for injunctive relief. If this provision is found to be illegal or unenforceable, then neither Party will elect to arbitrate any Dispute falling within that portion of this provision found to be illegal or unenforceable and such Dispute shall be decided by a court of competent jurisdiction within the courts listed for jurisdiction above, and the Parties agree to submit to the personal jurisdiction of that court.

DISCLAIMER

THE SITE IS PROVIDED ON AN AS-IS AND AS-AVAILABLE BASIS. YOU AGREE THAT YOUR USE OF THE SITE AND OUR SERVICES WILL BE AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE SITE AND YOUR USE THEREOF, INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE MAKE NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS OF THE SITE’S CONTENT OR THE CONTENT OF ANY WEBSITES LINKED TO THE SITE AND WE WILL ASSUME NO LIABILITY OR RESPONSIBILITY FOR ANY (1) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT AND MATERIALS, (2) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF THE SITE, (3) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION AND/OR FINANCIAL INFORMATION STORED THEREIN, (4) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE SITE, (5) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE WHICH MAY BE TRANSMITTED TO OR THROUGH THE SITE BY ANY THIRD PARTY, AND/OR (6) ANY ERRORS OR OMISSIONS IN ANY CONTENT AND MATERIALS OR FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF ANY CONTENT POSTED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE VIA THE SITE. WE DO NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR ANY PRODUCT OR SERVICE ADVERTISED OR OFFERED BY A THIRD PARTY THROUGH THE SITE, ANY HYPERLINKED WEBSITE, OR ANY WEBSITE OR MOBILE APPLICATION FEATURED IN ANY BANNER OR OTHER ADVERTISING, AND WE WILL NOT BE A PARTY TO OR IN ANY WAY BE RESPONSIBLE FOR MONITORING ANY TRANSACTION BETWEEN YOU AND ANY THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES. AS WITH THE PURCHASE OF A PRODUCT OR SERVICE THROUGH ANY MEDIUM OR IN ANY ENVIRONMENT, YOU SHOULD USE YOUR BEST JUDGMENT AND EXERCISE CAUTION WHERE APPROPRIATE.


LIMITATIONS OF LIABILITY

IN NO EVENT WILL WE OR OUR DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFIT, LOST REVENUE, LOSS OF DATA, OR OTHER DAMAGES ARISING FROM YOUR USE OF THE SITE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. REGARDLESS OF THE FORM OF THE ACTION, OUR LIABILITY TO YOU FOR ANY CAUSE WHATSOEVER WILL BE LIMITED TO THE LESSER OF THE AMOUNT PAID, IF ANY, BY YOU TO US DURING THE ten (10) MONTH PERIOD PRIOR TO ANY CAUSE OF ACTION ARISING OR $50.00 USD. CERTAIN STATE LAWS MAY NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS OR LIMITATIONS MAY NOT APPLY, AND YOU MAY HAVE ADDITIONAL RIGHTS.

INDEMNIFICATION

You agree to defend, indemnify, and hold us, including our subsidiaries, affiliates, officers, agents, partners, and employees, harmless from any loss, damage, liability, claim, or demand, including reasonable attorneys’ fees and expenses, made by any third party due to or arising out of: (1) your Contributions; (2) use of the Site; (3) breach of these Terms of Use; (4) any breach of your representations and warranties set forth in these Terms of Use; (5) your violation of the rights of a third party, including intellectual property rights; or (6) any overt harmful act toward any other user of the Site with whom you connected via the Site. We reserve the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify us. You agree to cooperate with our defense of such claims. We will use reasonable efforts to notify you of any claim subject to this indemnification upon becoming aware of it.

USER DATA

While we maintain certain data that you transmit to the Site to manage its performance, as well as data related to your use of the Site, you are solely responsible for all data transmitted or relating to any activity you undertake on the Site. Although routine backups are performed, we have no liability for any loss or corruption of such data. You waive any right of action against us arising from any such loss or corruption of data.

ELECTRONIC COMMUNICATIONS, TRANSACTIONS, AND SIGNATURES

Your visit to the Site, sending emails, and completing online forms all constitute electronic communications. By using the Site, you consent to receive electronic communications from us, and you agree that all agreements, notices, disclosures, and other communications provided to you electronically, via email, and on the Site meet any legal requirement for written communication. YOU EXPRESSLY CONSENT TO THE USE OF ELECTRONIC SIGNATURES, CONTRACTS, ORDERS, AND OTHER RECORDS, AND TO ELECTRONIC DELIVERY OF NOTICES, POLICIES, AND TRANSACTION RECORDS INITIATED OR COMPLETED BY US OR THROUGH THE SITE. You hereby waive any rights or requirements under any statutes, regulations, rules, ordinances, or other laws in any jurisdiction that necessitate an original signature, or the delivery or retention of non-electronic records, or that payments or granting of credits must be made by non-electronic means.

CALIFORNIA USERS AND RESIDENTS

If you have an unresolved complaint with us, you can contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs. This unit can be reached in writing at 1625 North Market Blvd., Suite N 112, Sacramento, California 95834, or by telephone at (800) 952-5210 or (916) 445-1254.

MISCELLANEOUS


MISCELLANEOUS

These Terms of Use, along with any additional policies or rules posted by ZiBfy on the Site, constitute the complete agreement between you and ZiBfy. Any failure on our part to enforce or exercise any right or provision in these Terms of Use shall not be deemed a waiver of such right or provision. These Terms of Use are enforceable to the maximum extent permitted by law. We reserve the right to assign any or all of our rights and obligations to others at any time. We are not liable for any loss, damage, delay, or failure to act caused by factors beyond our reasonable control. If any provision or part of a provision in these Terms of Use is found to be unlawful, void, or unenforceable, that provision or part is deemed separate from these Terms of Use and does not affect the validity and enforceability of the remaining provisions. No joint venture, partnership, employment, or agency relationship is created between you and ZiBfy through these Terms of Use or your use of the Site. You agree that these Terms of Use will not be construed against ZiBfy based on the party responsible for drafting them. You hereby waive any defenses related to the electronic form of these Terms of Use and the absence of physical signatures by the parties involved in executing these Terms of Use.


CONTACT US

For complaint resolution or additional information about the Site, contact us at:

ZiBfy

help@zibfy.com